I have to show you my new-found addiction! Leora Sanford came out with these photo overlays a few weeks ago, and I am HOOKED! It's the easiest thing in the world to do, and it's so much fun to play around. You can get so many different looks just by overlapping colors and playing with blending modes and opacity. Here's an example of a picture I edited using these overlays.
I swear I didn't do anything else to this photo besides apply a couple of overlays and mess around with the blending. I LOVE them! Definitely using these on just about every photo I use from now on!